Scott - Since I sold my 1980 Pearson 365 Pilothouse, I don't check the site anymore, but a friend sent me a note about your damage. My boat was hit by Hurricane Hermine in Sept. 2016 by a boat that dragged down, pivoting over my mooring line, catching the rudder. The boat was now trapped on my port side and the 2 boats were pounding the hell out of one another. The harbormaster and Yacht Club could not separate the boats for days until the storm subsided.
Besides needing a paint job, the damage was to the toe rail near the bow and the rubbing strake on the port side.
My insurance was BoatUS, now GEICO, and they explained that in a named storm (such as Hermine), each insurance company is responsible for their own policy holders. I didn't understand why they didn't press why the other boat broke loose (shackle failed) and hold that boat responsible, concerned that GEICO would raise my rates - which they did.
I would be glad to share some pictures and discuss things more if helpful.
jmbjr@comcast.net
John Ballinger
Besides needing a paint job, the damage was to the toe rail near the bow and the rubbing strake on the port side.
My insurance was BoatUS, now GEICO, and they explained that in a named storm (such as Hermine), each insurance company is responsible for their own policy holders. I didn't understand why they didn't press why the other boat broke loose (shackle failed) and hold that boat responsible, concerned that GEICO would raise my rates - which they did.

I would be glad to share some pictures and discuss things more if helpful.
jmbjr@comcast.net
John Ballinger








